Pink Prepaid Debit Card Review | NetSpend’s Ace Visa Card
Pink Prepaid Debit Card Review | NetSpend’s Ace Visa Card
The Ace Pink Prepaid Visa® Debit Card is a well-reviewed card in the prepaid market. Not only does it offer plenty of benefits and a competitive fee plan that put it at the head of its class, it also comes with the added benefit that a portion of your purchase goes to breast cancer awareness and detection, so you donate to cancer research every time you use your card, without spending any additional money. People looking to get rid of heavy overdraft charges and penalties should definitely consider applying for the Pink Ace Elite Visa.
Offered through ACE Cash Express, this card is designed to give consumers all of the traditional debit card benefits while also helping a worthy cause. In 2010, ACE and NetSpend donated more than $400,000 through their partnership with the National Breast Cancer Foundation – all because consumers used their Pink Debit Card instead of cash.
Related: Ace Elite Prepaid Card Review – NetSpend Debit Card Review
The well-respected Visa logo is easily recognized and accepted worldwide. Each deposit is FDIC insured, protected from unauthorized activity, and available 24/7. Finally, Pink Prepaid customers can have their checks directly deposited to the card, without ever stepping foot into a bank or other financial institution.
Features:
Guaranteed approval. Pink Ace does not require any kind of credit check or fees to obtain a Pink Ace Elite Visa Card. Any person who wants a prepaid card can just apply for it. No credit check is required to obtain the Ace Pink Prepaid Visa® Debit Card. The only requirements are that you comply with the regulations of the US PATRIOT Act.
No application fee.
Two ways to participate. The Pink Ace Elite Prepaid Visa Card offers two plans, ‘pay as you go’ and the ‘fee advantage’ plan. The ‘pay as you go’ plan does not require a direct deposit and charges a fee of $1 or $2 when you use the card for transactions. The ‘fee advantage’ plan requires the customer set up certain features in order to receive discounted fees, such as direct deposit; it costs $9.95 with no transaction fees.
Credit builder: The card has a credit builder option, which enables you to build your credit through responsible and regular use of the card. This can include monthly bill payments and deposits.
Online bill payment: You can now pay your bills online for free using your Pink Ace Elite Visa Card by just choosing the ‘bill pay’ feature.
Online shopping: You can shop as much as you want online or at stores, anywhere Visa debit cards are accepted.
Visa Card Zero Liability: Card funds are FDIC insured, backed by Visa Zero Liability which protects against unauthorized usage of your card. Should your card be lost or stolen, or should your account get hacked, you have the same security that is extended to all Visa® Cards. As long as you notify Net Spend within 2 business days, you will be reimbursed for any and all unauthorized withdrawals and/or debits against your card.
Free Direct deposit: You can access your money faster with direct deposit by depositing your pay check directly into your account. Get paid up to 2 days faster, don’t stand in line or pay check cashing fees. Direct deposit waives the reload fee.
No-Fee Cash Withdrawals at ACE locations. ATM fees typically range from $2.50 to $5.00. With direct deposit onto your card you will be eligible for free ATM withdrawals at all ACE locations. At those locations you can also buy a card, reload your card, or get a replacement.
Free unlimited purchase transactions when you enroll in the Fee Advantage plan.
No overdraft fees. Instead, you get a no-fee $10 purchase cushion. With this if you spend up to $10 over your balance you will not have to pay any fees. You will have to pay back the $10 but this is much better than having to pay a huge overdraft fee on top of it.
Free Anytime Alerts™ – Get your balance and transactions via text or email
Free Savings Account – Receive 5.00% APY
NOTE: Some of the features require enrollment in the Fee Advantage plan
How to reload the card
Deposits can be done through free direct deposit, free account-to-account transfer online or by paying a fee when doing it through a customer service representative, and by visiting one of the many reload centers throughout the United States.
Verdict
Cardholder with Pink Ace appreciate the fact that a portion of every purchase you make with Pink Ace goes to the breast cancer awareness and detection program. Getting approved for this card requires no credit checks, or activation fees. FDIC insurance and Zero Liability protection make it safer to carry than cash.
Since it is impossible to spend more money than you have on the card, you can use it to control your spending and leave behind interest charges and overdraft fees. The Pink Prepaid debit card is an amazing debit card which provides all of the financial services you need, while allowing you to do your part in the fight against cancer!