I’m a personal finance fan. I decided to put this site together after my cousin was reported to ChexSystems and I saw how complicated it got for her as she was unable to open new bank accounts. Fortunately, she still had that one account that was still open, so she has to play it real safe because if it gets closed, then she’s in big trouble.

At first I set off to build a list of banks that do not use ChexSystems, but I soon realized that with thousands of banks and continuous mergers and acquisitions, along with a shifting financial landscape, maintaining such a list would require a full time staff of at least 5 people.

Instead I put together this informative website to give people the right information that they need to make informed decision if they’ve been reported to ChexSystems and need to open second chance bank accounts.